Okay, so I've changed a few things from your list. Here's the new link:
https://drive.google.com/file/d/0B3D-fX ... sp=sharing
Specifically, I've standardized all the fonts to 8pt (same as the gear section) except the weapon skills. I only kicked that up a little per Elfcrusher- still need to be able to fit the longer names in there.
I recentered a few of the numbers, but most of them are displaying on center, or as close as I can make them on my end. If there's a specific one/ones that are off center to your eye give me specifics and I'll move them about.
I centered up the numbers on the gear sections.
I lowered most of the text fields slightly closer to the line on the original sheet.
I split the background into separate text fields to allow them to remain closer to the underlying lines. You'll just have to split the information up manually.
Still haven't found a good way to underline an area, but I'll keep cracking at it.
Also, it occurs to me that I can have the form automatically calculate certain fields. For instance, I could have it tally up the encumbrance rating. Is that something that would be useful, and if so what fields, and to where?