Name: Frodo Baggins
Culture: Hobbit of the Shire
Standard of Living: Prosperous
Cultural blessing: Hobbit-sense
Calling: Scholar
Shadow weakness: Lure of Secrets
Specialties: Smoking, Story-telling, Rhymes of Lore
Distinctive features: Cautious, True-hearted
Body: 3
Heart: 7
Wits: 4
Body (favoured): 4
Heart (favoured): 10
Wits (favoured): 6
-Common Skills-- Awe: 0 Inspire: 1 Persuade: 2
- Athletics: 2 Travel: 3 Stealth: 3
- Awareness: 2 Insight: 3 Search: 2
- Explore: 0 Healing: 0 Hunting: 0
- Song: 2 Courtesy: 3 Riddle: 3
- Craft: 0 Battle: 0 Lore: 3
-Weapon Skills-- Short sword: 2
- Dagger: 1
- Bow: 1
-Rewards-: King’s Blade, Lucky Armour, Grievous
-Virtues-: Tough in the Fibre, Art of Disappearing, Small Folk, Brave at a Pinch
-Gear-- Short sword damage: 7 edge: 10 injury: 14 enc: 1
- Bow damage: 5 edge: 10 injury: 14 enc: 1
- Dagger damage: 3 edge: G injury: 12 enc: 0
- Mail shirt enc: 12
Endurance: 23
Starting Endurance: 23
Fatigue from Encumbrance: 14
Fatigue from Travel: 0
Total Fatigue: 14
Hope: 19
Starting Hope: 19
Temporary Shadow: 0
Permanent Shadow: 0
Total Shadow: 0
Armour: 3
Headgear: 0
Parry: 4 (6 with Small Folk)
Shield: 0
Damage: 0
Ranged: 0
Wisdom: 5
Valour: 4
Experience: 0
Total Experience: 52
Fellowship: 0
Advancement: 0
Treasure: 0
Standing: 3(in the Shire) 6 (everywhere else. RING BEARER!)
So, here's my idea of Frodo Baggins. Wisdom and Heart are maximized because Frodo's main job in the company is to tank corruption tests like a champ. Art of Dissapearing is inadequate for somebody who's got the One Ring handy, but it tries. He's been stabbed by the nastiest things in middle earth and survived (tough in the fibre), he's reasonably hard to hit (small folk), and he's nearly permanently weary from carrying the One Ring around, so he can overcome mere physical weariness when he wants to (Brave at a Pinch). King's Blade and Grievous are meant to represent Sting, Lucky Armor's meant to represent the mithril coat. Had I room for Valor 6, I might've thrown two Cunning Makes on his mithril mail. Valor 4 represents being crazy enough to get anywhere near Mordor with the One Ring in the first place.
Of course, this is just starting out Frodo. You'd better believe he's got Wisdom 6 by the time he gets anywhere near Mordor and the One Ring is throwing TN 30 corruption tests around like party favors.